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The app to help you

get out of debt.

debt.
No origination fees. No impact on credit score to check your rates.1
Rated 4.8* on App Store & 4.7* on Play Store
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Rated 4.8* on App Store & 4.7* on Play Store
Bright Credit - Refinance Debt and Regain Financial ControlBright Credit - Refinance Debt and Regain Financial Control
AS FEATURED BY

Personal Loans¹ offers of up to

$10,000

$10,000

Multiple loan offers matched to you
Refinance high-interest credit cards
No score impact to check offers²
*illustrative example
Technology to reduce debt and build credit history.³

Tailored to You.

You
Bright learns your goals. Studies your money. Gives you all the tools to get results.

A personal money plan

Based on your goals
Step by step guide to lower debt
Build savings faster
Adapts to your finances

A payment system for all your cards

Pay on time with one app
Pre-plan Payments and Stay Equipped
Avoid late fees

Personal Loans

Offers¹ of up to $10,000
Multiple loan offers matched to you
Refinance high-interest credit card
No score impact to check offers²
Get started

Bright Builder

Build Credit with payment history³
0% APR⁴. No interest fees
Reported to major bureaus⁵
No minimum credit score needed to apply

A payment system for all your cards.

Pay on time with one app
Pre-plan Payments and Stay Equipped
Avoid late fees

Hear from real people.

& Join thousands getting debt in control with Bright!
Bright studies your financials. Learns about your goals. Moves funds automatically. Delivers real results for you.
Trust pilot ratings
Always safe.

With world-class security.

security

Bright uses bank-level security with 256-bit encryption for security.

Real humans. By email or chat.

One-on-one help, with 93% customer rating⁶

93%
Chat with us
Everything made easy!

All for less than $10 a month!⁷

$10
Chat with us
*illustrative example
ISO 27001
SOC 1
SOC 2

Bright values your trust and safeguards your data.

You're entrusting Bright with your data, and we take that responsibility very seriously.
That's why we have built an infrastructure that keeps your data safe. The highest information security and privacy standards are part of our product and companies integrity. Your information is secure with us.