Bank of America Allegiant World Mastercard® Credit Card
You can earn 3% or 2% cashback on purchases upto $2,500 per quarter in combination choice categories, and grocery stores (1%) by using Bank of America card
Card Summary
Bank of America Allegiant World Mastercard Credit Card, a cobranded credit card for airline frequent flyers of Allegiant Air.
You earn three points for every dollar you spend on Allegiant purchases. This includes air, hotel and car rentals, as well as attractions. Two points will be awarded for qualifying dining purchase, and one point for all purchases.
The annual fee is $59 and the variable APR on purchases ranges from 15.99% to 23.99% depending on creditworthiness.
Card Summary - Cons
Rates and fees
Highlights
Allegiant purchase (airfare, hotel, car hire and attractions) earns 3 points for every $1, 2 points per 1 on qualified dining and 1 point per 1 on all other purchases.
After you spend $1,000 within 90 days, 15,000 bonus points will be earned. This is equivalent to $150 off your Allegiant next trip. There are no blackout dates or restrictions on destination, nor is there a minimum point redemption.
Allegiant offers complimentary priority boarding, one-off beverage and complimentary prior boarding when you present your Allegiant Credit Card Winner: USA Today's 10 Most Popular Readers' Choice Award for Best Airline Cobranded Credit Card You can get one airfare for one when you buy a Vacation Package from Allegiant that includes four nights at a hotel or seven days of rental cars.
Comparative Analysis with Other Cards
Bank of America Allegiant World Mastercard Credit Card vs. Capital One Enterprise Rewards Credit Card
Annual Fee: The Bank of America Allegiant World Mastercard Credit Card requires a $59 fee. Annual fee for Capital One Venture Rewards Credit Card: $95.
Rewards: You get three points per $1 on Allegiant purchases. Two points per $1 on restaurant purchases. One point per $ on all other purchases Capital One Venture Rewards Credit card allows you to get 2 miles for every dollar you spend on other purchases. There is no cap on how many miles you can earn.
Sign-up bonus: New Bank of America Allegiant Mastercard Credit Card Holders receive 15,000 Points (worth $150) as a sign up bonus when they make $1,000 in purchases within 90 days of opening their account. When you make $3,000 in purchases within three months of account opening, Capital One Venture Rewards Credit card holders get a sign-up bonus worth 60,000 miles. This is equivalent to $600 for travel.
Benefits: The Bank of America Allegiant World Mastercard Credit Card gives you access to many shopping and travel benefits including priority boarding and account alerts. You also have monthly FICO credit score access and web and mobile banking access.
When you purchase a Vacation Package from Allegiant, with at least four hotel nights and seven rental days per vehicle on the same itinerary, you can get one airfare for free.
Capital One Venture Rewards Credit Card holder receives no foreign transaction fees and all Visa Signature benefits, including travel and baggage insurance, personal concierge, and emergency roadside assistance.
Bank of America Allegiant World Mastercard Credit Card vs. Chase Sapphire Preferred Card
Annual Fee: A $59 fee is charged by the Bank of America Allegiant World Mastercard Credit Card. Annual fee for Chase Sapphire Preferred Card: $95.
Reward: You can earn 3 points per $1 on Allegiant purchases. 2 points per $1 on restaurant purchases. 1 point per $ on all other purchases Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants and two points for travel. You also get one point on all purchases.
Sign up bonus: New Bank of America Allegiant Mastercard Credit Card Holders receive 15,000 Points (worth $150) for every $1,000 you spend within the first 90 Days of your account opening. New cardholders of the Chase Sapphire Preferred Card can earn up to 60,000 bonus points when they spend $4,000 within the first three months after account opening.
Benefits: The Bank of America Allegiant World Mastercard Credit Card offers a variety of benefits to consumers and travelers, including account alerts and priority boarding. You also get monthly FICO credit score access and web and mobile banking.
When you book a Vacation Package from Allegiant, it will give you a free one-way airfare if you have four nights at a hotel or seven days of car rental on the same itinerary. Chase Sapphire Preferred Card does not charge foreign transaction fees.
You also have additional benefits such as purchase protection and extended warranty coverage.
Cardholders of the Bank of America Allegiant World Mastercard Credit Card enjoy valuable travel and consumer benefits, including:
Priority Boarding Allegiant offers a one-for-1 deal where you can buy one and get one airfare.
Zero fraud liability Access to your monthly FICO credit score for no cost.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
