Bank of America Spirit Airlines World Mastercard®
You can earn 3% or 2% cashback on purchases upto $2,500 per quarter in combination choice categories, and grocery stores (1%) by using Bank of America card
Card Summary
Cardholders can earn 2 miles for every dollar spent on the Bank of America Spirit Airlines World Mastercard. There is no limit to how many miles they can accumulate.
The Bank of America Spirit Airlines World Mastercard has an initial $0 annual fee. After that, an additional $79 annual fee will apply.
After spending at least $1,000 within 90 days, you will earn 40,000 bonus points and a $100 companion flight voucher.
Spend $10,000 and more to earn an annual 5,000 mile anniversary bonus.
Based on creditworthiness, the variable APR of purchases or balance transfers ranges from 15.99% to 23.99%.
Card Summary - Cons
Rates and fees
Highlights
After spending at least $1,000 within 90 days, you will earn 40,000 bonus points and a $100 Companion Flight Voucher. Spend $1 on eligible grocery and dining purchases to earn 2 points Spirit Partners.
Redeem your points to redeem for select flights or other options.
There are no blackout dates for award tickets Each anniversary, receive a $100 companion flight voucher after you have spent at least $5,000 during the previous year.
Bank of America Spirit Airlines World Mastercard Benefits include:
Access to your monthly FICO credit score for no cost.
You can get overdraft protection by linking your Bank of America checking accounts to your credit card Zero dollar fraud liability coverage
Comparative Analysis with Other Cards
Bank of America Spirit Airlines World Mastercard and United Club Infinite Card:
Annual Fee: The introductory fee for World Elite Mastercard accounts is $0; thereafter, a $79 charge will be applied. A $525 annual fee is charged by United Club Infinite Card.
Reward Program: The Bank of America Spirit Airlines World Mastercard Rewards program gives you 3 points for every $1 that you spend on eligible Spirit purchases. 2 points are earned on eligible grocery and dining purchases. 1 point is awarded on all other purchases. United Club Infinite Card gives you 4 miles for every dollar spent on United Airlines. You can also earn 2 miles on dining out at restaurants, travel and delivery, and 1 mile on any other purchase.
After spending at least $1,000 within 90 days, you will receive 40,000 bonus points and a $100 Companion Flight voucher. You can get a bonus of 5,000 miles each year if you spend at least $10,000. After you have spent $5,000 in your first 3 months of account opening, 100,000 bonus miles will be earned with the United Club Infinite Card.
Benefits: When you connect your Bank of America checking accounts with your Bank of America Spirit Airlines World Mastercard, you get monthly FICO credit score access and overdraft protection. United Club Infinite Cardholders receive a United Club Membership worth $650 annually.
All cardholders receive a free checked bag for the first and second time, as well as one companion per reservation.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
