Best Western Rewards® Premium Mastercard®
Secured credit cards are available with First National Bank Card. This card is suitable for people with poor credit. With a $300 to $5,000 security deposit.
Card Summary
Best Western Rewards Premium Mastercard gives you 20 points for every dollar spent on Best Western hotels (10 points for Best Western Rewards members, 10 points for Best Western Rewards Premium Mastercard holders), and 2 points each dollar spent elsewhere.
After making purchases of $3,000 during the initial three billing cycles, Best Western Rewards Premium MasterCard holders receive 80,000 bonus point. When you spend $5,000 or more during each 12-month billing cycle, you'll get 40,000 bonus point.
When they choose the Best Western Rewards rate, cardholders receive a 10% discount for Best Western hotels. They also get platinum status which includes a 15% bonus points, early check-in, late check out, as well as a 15% point bonus. Annual fees for the card are $89.
Card Summary - Cons
Rates and fees
Highlights
Get up to 7 nights free with Bonus Points. Spend $3,000 within the 3 first billing cycles following account opening to earn 80,000 points. Spend $5,000 in 12 billing cycles to earn 40,000 points.
20 points per $1 for Best Western purchase, 10 points for Best Western Rewards members, and 10 points if you use your Best Western Rewards Premium Mastercard.
Spend $1 on any other purchase and get 2 points. Enjoy 10% discount on room rates.
Automated Platinum Elite Status.
Comparative Analysis with Other Cards
Best Western Rewards Premium Mastercard vs.Hilton Honors American Express Card
Annual Fee: $89. Annual fee for the Hilton Honors American Express card is $0.
Reward: The Best Western Rewards Premium MasterCard will earn you 20 points for every dollar spent at Best Western hotels and 2 points for each dollar spent anywhere else. Cardholders of the Hilton Honors American Express Card receive seven points for every dollar they spend directly at a Hilton Honors brand hotel or resort, as well as five points per $1 spent in U.S. grocery stores, U.S. gasoline stations and U.S. restaurants. They also get three points for each dollar spent elsewhere.
After opening an account, Best Western Rewards Premium MasterCard holders receive 80,000 bonus points. This is after they have spent $3,000 on purchases during the three first billing cycles. When you spend $5,000 or more during each 12-month billing cycle, you'll receive 40,000 bonus point. After you make $1,000 purchases with the Hilton Honors American Express Card, you will receive 80,000 bonus points. You can also earn 50,000 Hilton Honors bonus points after spending $5,000 on the Card within the first six months.
Benefits: The Best Western Rewards Premium MasterCard gives you free access to FICO Credit Score. You also get automatic platinum elite status, zero liability and no-interest financing. There is no foreign transaction fee.
Benefits of the Hilton Honors American Express Card include Hilton Honors Silver status and car rental damage and loss insurance. You also have access to Global Assist.
IHG Rewards Club Premium Credit Card vs. Best Western Rewards Premium Mastercard
Annual Fee: The Best Western Rewards Premium MasterCard will charge an $89. Annual fee for the IHG Rewards Club Premier Credit Card is $89.
Reward: Best Western Rewards Premium Mastercard gives you 20 points for Best Western stay and 2 points for every dollar spent anywhere else.
Cardholders can earn 10 points per $1 on eligible IHG hotel bookings with their IHG Rewards Club Premium Credit Card and an additional 15 points per $1 if they are IHG members.
You can also earn two points per $1 for purchases at grocery stores, gas stations and restaurants. All other purchases are worth one point.
Sign-up bonus: All Best Western Rewards Premium MasterCard holders receive 80,000 bonus points for making purchases of $3,000 within the first three billing cycles. When you spend $5,000 or more during your 12 billing cycles, you'll get 40,000 bonus points. IHG Rewards Club Premier Credit card holders will receive 125,000 bonus points if they spend $3,000 within three months.
Benefits: Best Western Rewards Premium Mastercard has no foreign transaction fees, access to your FICO credit score is free, and you can also get travel insurance, rental insurance, purchase protection, warranty coverage, and extended warranty coverage.
You'll also get baggage delay insurance, purchase protection and lost luggage reimbursement if you hold the IHG Rewards Club Premier Credit Card.
You'll also receive one night of reward at every IHG property you visit each year.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
