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You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

american-express

Blue from American Express Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
23.99%
Annual Fee
$0

Card Summary

American Express Blue Card is a reward credit card.
The card earns 2 points per $1 on travel eligible purchases on AmexTravel.com, and 1 point for all other purchases.
Cardholders will have access to benefits such as car rental damage and insurance and Global Assist hotline.
You also get fraud protection.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
29.24%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$0
Cash Advance Fee
You can choose to pay $10 or 5% on each cash advance amount, depending on which is higher.
APR
23.99%
Foreign Transaction Fee
After conversion to US Dollars, 2.7% of every transaction is retained.

Highlights

For every dollar spent, earn 1 Points in membership rewards. You have the choice to pay your monthly balance in full or carry an interest-free balance. You can earn rewards while managing monthly expenses and making large purchases.

Amex Rewards allows you to redeem points at restaurants, shops, hotels, or other places that you enjoy. To add new offers to your American Express Card, log into your account. You can then use the same card to pay with your account and receive rewards on your statement.

It's easy to join the Membership Rewards program.

You can use your card for any purchase, big or small. The points will soon add up. There is no expiration date and there's no cap on how many points you earn.

When you book your travel through AmexTravel.com with your Amex Card, you can earn double membership rewards points for every dollar spent on eligible purchases (such as vacation packages, prepaid hotel rooms and cruises).

Car Rental Loss and Damage Insurance Global Assist Hotline Benefits of the American Express Card Blue Cardholders with the American Express Blue Card can enjoy travel and shopping benefits such as: Insurance for car rental damage and loss Hotline Global Assist Fraud protection.

Comparative Analysis with Other Cards

Blue American Express Card Vs. Blue Cash Preferred Card From American Express:

Annual Fee: The Blue Card from American Express Card has a $0 per year fee. For the first year of your Blue Cash Preferred Card, American Express charges a $0 annual fee. After that it costs $95.

Annual fee Reward: The Blue American Express Card will give you two points for every dollar spent on travel eligible purchases via AmexTravel.com, and one point for all purchases.

Rewards: The Blue Cash Preferred Card by American Express offers a 6% cashback on purchases up to $6,000 per year in U.S. supermarkets (then, 1%), 6% cashback on selected U.S. streaming subscriptions and 3% cashback at U.S. gasoline stations. You also get 3% cash back when you buy gas at U.S. stations. There is unlimited 1% cashback on all other purchases.

Sign-up bonus: No welcome offer for the Blue American Express Card After you have spent $3,000 on purchases with your Blue Cash Preferred Card, American Express Card in the first six months, $300 will be available to new cardholders.

Benefits: Both cards offer benefits such as car rental damage and loss insurance, fraud protection and a Global Assist hotline.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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