British Airways Visa Signature® Card
Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.
Card Summary
British Airways Visa Signature Card allows travelers to travel internationally with ease. Reward points can be used to purchase flights with British Airways, 14 airlines and other companies. These include American Airlines, Alaska Airlines, Qatar Airways, Royal Air Maroc and American Airlines.
You can also redeem points for more than 900 destinations around the world.
Cardholders who open a new account can receive 100,000 bonus points if they spend $5,000 within 3 months. You can also earn points with the British Airways Visa Signature Card when you stay at hotels.
Additional travel-friendly features of the card include luggage delay insurance, and reimbursement for lost or damaged luggage.
Card Summary - Cons
Rates and fees
Highlights
After you have spent $5,000 within 3 months of account opening, earn 100,000 Avios Within the first twelve months of account opening earn 5 Avios for every $1 you spend on British Airways, Aer Lingus or Iberia purchases. After that, earn 3 Avios.
When you spend $1 on hotel accommodation directly within the first twelve months of account opening, earn 3 Avios. After that, 2 Avios. You can also earn 1 Avios for every $1 you spend on any other purchase.
Book through our website to receive 10% discount on British Airways flight departures from the USA.
Earn a Travel Together ticket for 2 years every time you spend $30,000 on your British Airways Visa Card.
You will not be charged any foreign transaction fees if you are traveling abroad.
Tap to Pay with Your Contactless British Airways Visa Signature Card Look for the contactless icon at check out. It is fast, simple and secure.
Comparative Analysis with Other Cards
British Airways Visa Signature Card vs. Chase Sapphire Preferred card:
The card has the same fees - $95 annually fee, variable APR between 15.99% and 22.99%.
However, new cardholders receive different sign-up bonuses. After spending $5,000 within 3 months of account opening, the British Airways Visa Signature Card gives you 100,000 bonus points. The Chase Sapphire Preferred Card awards 60,000 bonus points if you spend $4,000 in the 3 months following account opening.
The Chase Sapphire Preferred Card offers 3X dining points, including takeout, delivery and restaurant service, as well as 2X points for travel. You can also earn 1 point for every dollar you spend on any other purchase. Redeem your Chase Ultimate Rewards points to receive a 25% bonus.
As the travel disruption continues, these features may make the card more useful than the British Airways Visa Signature Card.
British Airways Visa Signature Card vs. Explore it Miles:
The British Airways Visa Signature Card may cost less with Discover it Miles than the British Airways Visa Signature Card.
You could get an APR of 11.99% with Discover it Miles, compared to 15.99% to $22.99% for the British Airways Visa Signature Card. While Discover it Miles doesn't charge an annual fee you will have to pay $95 for the British Airways Visa Signature Card.
After spending $5,000 within 3 months of account opening, the British Airways Visa Signature Card will award 100,000 bonus points or every purchase of Discover it Miles cards, you will earn an unlimited 1.5 mile and match the number of miles earned at the end your first year.
The flexibility of turning miles into cash at any time is another benefit.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
