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citi

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi Card cardholder have the opportunity to get a 0% Intro APR for 12-month for purchase and a 21-month 0% Intro APR for balance transfer from the 1st transfer

Credit needed
Excellent, Good
APR
15.99% - 24.99%
Annual Fee
$199

Card Summary

Citi is an advertising partner. Citi / AAdvantage Platinum Elite Mastercard Rewards program gives cardholders 2 miles per dollar at gas stations and restaurants. All eligible American Airlines purchases are also eligible.

Cardholders can earn 1 mile for each dollar on other purchases. For the first 12 months, there is no annual fee.

Purchases and balance transfer APR is between 15.99% and 24.99% (Variable).

Card Summary - Cons

Rates and fees

Issuer Name
Citi
Penalty APR
Variable: Up to 29.99%
Credit Needed
Excellent, Good
Balance Transfer Fee
This offer includes a balance transfer fee of 5% on each transfer, $5 minimum
Annual Fee
$199
Cash Advance Fee
Cash advances are subject to a 5% cash advance fee; minimum $10
APR
15.99% - 24.99%
Foreign Transaction Fee
0%

Highlights

Comparative Analysis with Other Cards

Citi / AAdvantage Platinum Select World Elite Mastercard vs. Citi / AAdvantage Executive World Elite Mastercard

Annual Fee: For the first twelve months, there is an $99 annual fee for Citi / AAdvantage Platinum Elite Mastercard. Annual fee for the Citi / AAdvantage Executive World Elite Mastercard is $450.

Reward: Citi / AAdvantage platinum Select World Elite Mastercard cardholders earn 2 miles per dollar at gas stations and restaurants. All other purchases are eligible for 1 mile. Citi / AAdvantage Executive World Elite Mastercard Rewards Programs allow you to get 2 miles per dollar when you spend with American Airlines, and 1 mile for any other purchase.


Sign-up bonus: You can get 50,000 bonus miles as a sign-up bonus if your first three months are spent making purchases of at least $2,500. Cardholders of the Citi / AAdvantage Executive World Elite Mastercard receive a bonus bonus of 50,000 miles if they spend $5,000 within the first three months.

Benefits: With the Citi / AAdvantage Gold Select World Elite Mastercard, you have access to priority boarding for American Airlines domestic flights. You also get a complimentary first checked bag when you fly with American Airlines. There are 25% off on all in-flight meals and beverages and there is no foreign transaction fee. Citi / AAdvantage Executive World Elite Mastercard Holders have the ability to access travel benefits such as priority check-in and screening at airports, priority boarding for American Airlines passengers, and Admirals Club membership. There is also no foreign transaction fee.

Citi / AAdvantage platinum Select World Elite Mastercard vs. Southwest Rapid Reward Plus Credit Card

Annual Fee: For the first twelve months, there is no annual fee for Citi /AAdvantage Platinum Elite Mastercard. Annual fee for the Southwest Rapid Rewards Plus Credit Card is $69.

Reward: Citi / AAdvantage platinum Select World Elite Mastercard cardholders earn 2 miles per dollar at gas stations and restaurants. All eligible American Airlines purchases are also eligible. You can earn 2 points for every dollar spent on Southwest, 2 points on transit, commuting and rideshare as well as 2 points on Internet, Cable, Phone Services, Select Streaming and 1 mile per dollar.

Welcome bonus: Cardholders who spend at least $2,500 within their first three months can receive 50,000 bonus miles.
After spending at least $1,000 in purchases within the first three months of your account opening, new Southwest Rapid Rewards Credit Cardholders can get 40,000 bonus points.

Benefits: Citi / AAdvantage platinum Select World Elite Mastercard allows you to board at a preferred time on American Airlines domestic flights. You can also get a complimentary first checked baggage on American Airlines domestic itineraries. There are 25% off on all in-flight meals and beverages, and there is no foreign transaction charge. Cardholders of the Southwest Rapid Rewards Plus Credit Card have access to all sorts of travel benefits including baggage delay insurance, luggage reimbursement and travel accident insurance.

Citi / American Advantage Platinum Select World Elite Mastercard benefits American Airlines Flights:

Preferred boarding. You and your up to 4 traveling companions get a free first checked bag when you fly domestically with American Airlines.
Enjoy a Discount for In-Flight Food and Beverage.
No foreign transaction fee.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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