Citizens Bank Cash Back Plus® World Mastercard®
Citizens Bank Cash Back Plus World Mastercard Rewards program will allow you to earn 10% cash back on purchases of up to $500 on groceries or diners.
Card Summary
Citizens Bank Cash Back Plus World Mastercard Rewards program will allow you to earn 10% cashback on purchases of up to $500 at a grocery store or restaurant. This offer is only available for a short time.
All eligible purchases are eligible for 1.8% cashback with no earnings caps.
Citizens Bank Cashback Plus World Mastercard offers variable APRs on purchases up to 15.99%, 19.99% or 23.99% depending on creditworthiness.
There is no foreign transaction fee and the annual fee for this card is $0.
Card Summary - Cons
Rates and fees
Highlights
You can get 1.8% Cash Back on Everything you Buy, and there is no limit to how much you can earn.
There are no rotating categories that you can enroll in.
Log on to Credit Card Online and track your cashback rewards.
There is no annual charge.
No foreign transaction fees.
Late payments are exempt from penalty.
Comparative Analysis with Other Cards
Citizens Bank cash back plus World Mastercard vs. Citi Double Cash Card
Annual Fee: There is no annual fee for either card.
Reward: The Citizens Bank Cashback Plus World Mastercard offers 10% cash back for purchases of up to $500 at a grocery, restaurant, or food delivery store between May 5th, 2021 and December 31, 2020. You can earn 1.8% cashback on any other eligible purchase.
Citi Double Cash Card – 18 Month BT offers 1% cashback on every purchase and 1% when the actual purchase is made. You don't have to spend more than you can afford.
Sign up bonus: No card offers a sign-up incentive.
Benefits: Citizens Bank Cash Back Plus World Mastercard provides benefits such as baggage delay insurance and shopping protection.
Citi Double Cash Card – 18 Month BT Offer - You automatically get membership to Citi Entertainment and Citi Identity Theft Solutions.
Citizens Bank Cashback Plus World Mastercard vs. Capital One Quicksilver Rewards Credit Card
Annual Fee: Citizens Bank Cash Back Plus World Mastercard has an $0 annual fee, while the Capital One Quicksilver Rewards Credit Card is charged $0.
Reward: The Citizens Bank Cashback Plus World Mastercard offers 10% cash back for purchases of up to $500 at a grocery, restaurant, or food delivery store between May 5th, 2021 and December 31, 2020. You will earn 1.8% cashback on any other eligible purchase. There are no earnings caps.
Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on eligible purchases. There are no earning caps.
Sign up bonus: Citizens Bank Cashback Plus World Mastercard doesn't offer any sign-up bonuses. After you have spent $500 within three months of account opening, the Capital One Quicksilver cash rewards credit card earns $200 cash back.
Benefits: Citizens Bank Cash back Plus World Mastercard Holders receive luggage delay insurance, phone protection, shopping protection, and insurance for travel accidents.
The Capital One Quicksilver cash rewards credit card offers no foreign transaction fees, 24 hour travel assistance, and extended coverage.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
