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american-express

Delta SkyMiles® Platinum American Express Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
Variable: 15.74%-24.74%
Annual Fee
$250

Card Summary

Delta SkyMiles Platinum American Express Card gives you 3 mile points per dollar for Delta purchases, purchases directly made with hotels and 2 mile per dollar at U.S. grocery stores and restaurants. All other purchases earn 1 mile per $1.

A $250 annual fee is required. After you make $2,000 of purchases with your Delta SkyMiles Platinum American Express card, you'll receive 50,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs). In addition, you can earn $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

Delta SkyMiles Platinum America Express Card interest rates are 15.74% to 24.74% variable (See Rates and Fees).

Review of the Delta SkyMiles Platinum American Express Card Card:

Customers who use this card receive rewards for traveling, staying at hotels and eating at restaurants.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
Variable: 29.99%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$250
Cash Advance Fee
You can choose to pay $10 or 5%, depending on the cash advance amount.
APR
Variable: 15.74%-24.74%
Foreign Transaction Fee
None

Highlights

After you have spent $2,000 on purchases with your Card, you will earn 50,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs).

In addition, you can earn as much as $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

With Status Boost you can earn up to 20,000 Medallion Qualification Miles. You can get 10,000 MQMs twice a year if you make $25,000 worth of purchases with your Card, which will bring you closer to Medallion Status. Medallion Status is determined by MQMs. They are not miles that you can use to fly.

Delta purchase and hotel purchases earn you 3X miles Get 2X miles at all restaurants, takeout or delivery. All eligible purchases earn 1X Miles. Each year, you will receive a Domestic Main Cabin companion certificate for round-trip domestic flights upon renewing your Card. For itineraries that have up to four segments, you must pay $75 in taxes and fees. Other restrictions and baggage charges apply.

For more information, please refer to the terms and conditions. Delta flight tickets include your first checked bag for free TSA Pre Fee Credit or Global Entry Fee Credit.

You and two of your guests can enjoy a $39/person/visit exclusive rate to the Delta Sky Club when you travel on Delta flights.

No Foreign Transaction Fees. A 250 USD annual fee. These terms and conditions apply

Comparative Analysis with Other Cards

Delta SkyMiles Platinum American Express card vs. Delta SkyMiles American Express Card

Annual fee: A $250 fee is charged for the Delta SkyMiles Platinum American Express card. For the first year, there is a $0 annual fee and then it goes up to $99.

Reward: Delta SkyMiles Platinum American Express Card offers 3 miles per $1 on Delta purchases, including purchases directly made with hotels. 2 miles per $1 at U.S. restaurants, 1 mile per $2 on all other purchases. The Delta SkyMiles Gold American Express Card earns 2 miles per $1 on Delta Air Lines purchase at U.S. restaurants and supermarkets. All other eligible purchases are worth 1 mile.

Sign-up offer: Delta SkyMiles Platinum American Express cardholders will receive 50,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs). This offer is available after spending $2,000 on the Card within your first three months. In addition, you can earn $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

After you make $1,000 purchases with your Delta SkyMiles Gold American Express Card, you will receive 40,000 bonus points. You can also earn $50 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

Benefits: Delta SkyMiles Platinum American Express Card provides benefits such as trip delay insurance and $0 fraud liability. Entertainment access is also available. Car rental loss and damage insurance covers the cost of your car. Global Assist Hotline Access, Purchase Protection, and Extended Warranty Coverage are some other benefits.

Benefits of the Delta SkyMiles Gold American Express Card include: car rental loss or damage insurance, global assistance hotline access and purchase protection.

Delta SkyMiles Platinum American Express Card vs. American Express Platinum Card

Annual Fee: There is a $250 fee for the Delta SkyMiles Platinum American Express card. American Express Platinum Card has an annual fee $695.

Reward: American Express Platinum Card offers 10 points for eligible purchases at American Express restaurants around the world and when you shop small in the United States. This is on top of the $25,000 combined purchase limit during the first six months. There are five points per dollar earned on direct flights booked through American Express Travel or directly with the airlines.

Delta SkyMiles Platinum American Express Card offers 3 Miles per Dollar on Delta Purchases and Direct Hotel Orders. It also earns 2 Miles per Dollar at U.S. Supermarkets and restaurants, as well as 1 Mile per $1 for all other purchases.

Sign-up offer: Delta SkyMiles Platinum American Express cardholders will receive 50,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs). This offer is available after spending $2,000 on the Card within your first three months.

In addition, you can earn $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months. After you have spent $6,000 in the first six months, you will receive a 100,000-point bonus on your Platinum Card.

Benefits: With the Delta SkyMiles Platinum American Express Card, you get your first checked bag on Delta flights free of charge, access to discounted Delta Sky Club, insurance for car loss or damage, as well as baggage insurance.

American Express' Platinum Card comes with many benefits including Uber VIP status and a maximum $200 airline fee credit. You can also get a fee credit for Global Entry, TSA Precheck or Global Entry. Access to the Global Lounge Collection. The Platinum Travel Service, Platinum Travel Service, Hilton Honors Gold Status, Platinum Travel Service, concierge service and return protection

Conclusion

Do You Need the Delta SkyMiles Platinum American Express Card?

if you are:

Fly Delta frequently Get discounted access to Delta Sky Club.
Can justifiably pay the $250 annual fee.

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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