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You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

american-express

Delta SkyMiles® Reserve American Express Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
Variable: 15.74%-24.74%
Annual Fee
$550

Card Summary

Delta SkyMiles Reserve American Express Card, a co-branded airline travel reward card, earns you 3 miles per Dollar on Delta Air Lines purchase and 1 mile per Dollar on all other purchases.

After spending $3,000 on purchases with your card, you will receive 50,000 bonus miles and 10,000 Medallion®, Qualification Miles (MQMs). In addition, you will earn $100 in credit on eligible purchases made at U.S. restaurants within your first three months.

The card offers exceptional benefits such as access to Delta Sky Club, priority boarding on Delta flights and in-flight savings. You can also earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months.

Review of Delta SkyMiles Reserve American Express Card Card: The card gives you a reward for flying with Delta Air Lines, as well as perks such priority boarding.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
Variable: 29.99%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$550
Cash Advance Fee
You can choose to pay $10 or 5%, depending on the cash advance amount.
APR
Variable: 15.74%-24.74%
Foreign Transaction Fee
None

Highlights

After you make $3,000 of purchases with your Card, you will earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs). In addition, you can earn as much as $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

With Status Boost, you can earn up to 60,000 Medallion® Qualification Miles (MQMs). You can get 15,000 MQMs for every $30,000 you make on your Card during a calendar year. This will bring you closer to Medallion® Status. Medallion® Status is determined by MQMs. They are not miles that you can use to fly.

Each year, you will receive a companion certificate for Domestic First Class or Delta Comfort+®, as well as a Main Cabin round trip companion certificate upon renewing your Card. For itineraries that have up to four segments, you must pay $75 in taxes and fees. Other restrictions and baggage charges apply.

You will receive complimentary access to the Delta Sky Club® when you fly Delta. Book a Delta flight using your Reserve Card to get complimentary access at The Centurion® Lounge and Escape Lounge, or The Centurion® Studio Partner.

TSA Pre® Fee Credit or Global Entry Fee Credit Delta flight tickets include your first checked bag for free Earn 3X Miles on Delta purchases. All eligible purchases earn 1X mile.

No Foreign Transaction Fees. Annual fee is $550. These terms and conditions apply.

Comparative Analysis with Other Cards

Delta SkyMiles Reserve American Express card vs. Delta SkyMiles American Express Card

Annual fee: There is a $550 fee for the Delta SkyMiles Reserve American Express Card. The Delta SkyMiles American Express Card has a $0 annual fee, followed by $99.

Reward: With the Delta SkyMiles Reserve American Express Card, you earn 3 miles for every dollar spent on Delta Air Lines flights and 1 mile each dollar on any other purchases. The Delta SkyMiles Gold American Express Card earns 2 miles per $1 on Delta Air Lines purchases at U.S. restaurants and supermarkets, and 1 mile on any other eligible purchases.

Sign-up bonus: Delta SkyMiles Reserve American Express card welcome offer: Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs), if you spend $3,000 on eligible purchases within the first three months. In addition, you can earn $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

After you make $1,000 of purchases with your Delta SkyMiles Gold American Express card, you will earn 40,000 bonus miles. You can also earn $50 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

Benefits: Cardholders who have the Delta SkyMiles Reserve American Express Card receive benefits such as a free checked bag for Delta flights, priority screening, Sky Club access and baggage insurance. They also get a worldwide hotline and travel insurance.

Benefits for Delta SkyMiles Gold American Express Card cardholders include free check-in, priority boarding and reduced Delta Sky Club membership, inflight savings and car rental loss insurance.

Delta SkyMiles Reserve American Express Card Vs. United Explorer Card

Annual fee: There is a $550 fee for the Delta SkyMiles Reserve American Express Card. For the first year of your United Explorer Card, there is a $0 annual fee and then you will have to pay $95.

Reward: The United Explorer Card earns 2 miles for every dollar spent on hotels, United flight purchases and restaurants, and 1 mile each dollar for everything else. Delta SkyMiles Reserve American Express Card offers 3 Miles per Dollar on Delta Air Lines Purchases and 1 Mile per Dollar on All Other Purchases.

Sign-up bonus: Delta SkyMiles Reserve American Express card welcome offer: Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs), if you spend $3,000 on eligible purchases within the first three months.

In addition, you can earn $100 in credit for purchases made at U.S. restaurants using your card during the initial 3 months. After you have spent $3,000 in your first three months of account opening, the United Explorer Card will award you 60,000 bonus points.

Benefits: Delta SkyMiles Reserve American Express cardholders receive benefits such as priority boarding and a free checked baggage. They also get travel insurance that covers accidents. Sky Club access is available to them.

United Explorer Card cardholders can enjoy benefits such as a waiver of fees for your first checked bag, Visa Concierge and cancellation or interruption insurance, Visa Concierge reimbursement and Visa Concierge.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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