Delta SkyMiles® Reserve Business American Express Card
American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.
Card Summary
Delta SkyMiles Reserve Business American Express Card offers cardholders 3 miles for eligible Delta purchases and 1 mile each on any other purchases. Spend $150,000 in a calendar year and earn 1.5 miles for every dollar (excluding Delta purchases).
The card has benefits. There is a $550 annual fee. However, the card offers perks such as free access to Delta Sky Club Lounges and a 20% discount on eligible in-flight purchase in the form a statement credit, free first checked bag, concierge service, and zero foreign transaction fees.
Card Summary - Cons
Rates and fees
Highlights
You will receive a welcome offer: After spending $4,000 on purchases with your Card, you'll earn 60,000 bonus points and 10,000 Medallion, Qualification Miles (MQMs) as well as a $100 credit to your statement.
You can earn Status Boost 15,000 Medallion(r), Qualification Miles (MQMs), for every $30,000 you make on your Card within a calendar year. This will bring you closer to Medallion Status.
You will be granted complimentary access to The Centurion, Escape Lounge, or The Centurion Studio Partner when you book a Delta flight. You earn 1.5 miles per dollar on purchases that exceed $150,000 in one calendar year. Only the highest accelerator applies if your purchase is eligible for a specific category.
For example, you might earn 3X miles on direct purchases with Delta. You don't have to pay foreign transaction fees if you make purchases abroad. Delta offers 3 miles for every dollar you spend on eligible Delta purchases. These terms and conditions apply.
Comparative Analysis with Other Cards
Delta SkyMiles Reserve Business American Express Card Vs. American Express Business Platinum Card
Annual fee: $550 annual fee to receive the Delta SkyMiles Reserve Business American Express card. Annual fee for the American Express Business Platinum Card is $595 (or $695 if you apply after 1/1/2022).
Reward: With the Delta SkyMiles Reserve Business American Express Card, you can earn 3 miles per $1 on eligible Delta purchases and 1 mile for all other purchases. Spend $150,000 in a calendar year and earn 1.5 miles for every dollar.
You can earn 5 points for every dollar you spend on eligible purchases with The Business Platinum card from American Express. Additionally, 1.5 Membership Rewards points are earned per dollar when you make eligible purchases on amextravel.com. Each calendar year, a limit of $2,000,000 in purchases is applied.
Sign-up bonus: New cardholders receive 60,000 bonus Miles, 10,000 Medallion, Qualification Miles (MQMs) and $100 in statement credit for spending $4,000 on their new Delta SkyMiles Reserve Business American Express Cards within the first three months.
After you make $15,000 in eligible purchases within your first three months, the American Express Business Platinum Card will give you 120,000 Membership Rewards.
Benefits: With the Delta SkyMiles Reserve Business American Express Card, you get airline benefits such as 20% off eligible in-flight purchase, priority boarding and complimentary Delta Sky Club membership. You also receive a companion certificate for each round of your account renewal. You also get a global assistance hotline, baggage insurance, and car rental loss/ damage insurance.
American Express's Business Platinum Card offers up to $200 in annual airline fees credit to select airlines, Global Lounge Collection access at airport lounges around the world, and a host of hotel and resort perks including breakfast, early check-in, late checkout and free Wi-Fi.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
