Hilton Honors American Express Aspire Card
American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.
Card Summary
Hilton Honors American Express Aspire Card allows you to earn points towards stays in participating Hilton portfolio resorts and hotels.
You will receive exceptional benefits such as a 250-dollar annual credit for air travel, a $255 Hilton resort statement credit and Priority Pass Select VIP lounge membership.
There are also 100 Hilton credit points on your property.
The annual fee is $450 and the percentage rate for an annual year is 15.74% to 24.74% depending on creditworthiness.
Card Summary - Cons
Rates and fees
Highlights
After spending $4,000 on your Card purchases within the first three months, you will earn 150,000 Hilton Honors bonus points. For every dollar you spend on your Hilton Honors Card at a Hilton hotel or resort, you will earn 14X Hilton Honors bonus points.
For every dollar spent on eligible flights or amextravel.com purchases, you'll receive 7X Hilton Honors bonus points. For every dollar spent on your American Express Card, you'll receive 7X Hilton Honors bonus points.
For all eligible purchases made on your card, you'll receive 3X Hilton Honors bonus points Hilton Honors Diamond Status is included with the Hilton Honors Card. You will receive a weekend reward for using your Hilton Honors American Express Aspire Card, and each year thereafter.
Hilton Honors American Express Aspire Card Rewards: Hilton Honors American Express Aspire cardholders get benefits:
Plan for baggage Insurance for car rental damage and loss. Status as a complimentary diamond. Concierge service. Access to entertainment. Fraud protection.
The Global Assist Hotline. You will receive a weekend reward for your card, and you'll get one every year. Priority Pass Select VIP Airport Lounge Membership.
Protection for returns Hilton On-Property Credit up to $100. Credit up to $250 on your airline fees Hilton Resort Statement Credit up to $250
Comparative Analysis with Other Cards
Hilton Honors American Express Aspire Card vs. American Express Platinum Card
Annual fee: A $450 fee is charged by the Hilton Honors American Express Aspire Card. American Express Platinum Card charges $695 annually.
Reward Program: You can earn 14 points per $1 when you use your Hilton Honors American Express Aspire Card Rewards Card to purchase eligible items at Hilton portfolio hotels and resorts. There are seven points per $2 when your eligible purchases include flights, rentals, or car rental bookings directly with companies. All other purchases get three points per $1.
New: The American Express Platinum Card cardholders get 10x points for eligible purchases at American Express restaurants around the world and when they Shop Small in America, up to $25,000 combined, within their first six months. Five points per dollar are available on all flights that you book directly with American Express Travel or airlines.
Bonus points for these categories will only be granted to those who make $500,000 combined in purchases by the card each year. Five points per dollar are earned by eligible hotels when they book with American Express Travel. Statement credits are available as a way to earn rewards.
Welcome bonus: New cardholders receive a 150,000 point introductory bonus when they spend $4,000 on eligible purchases during their first three months. After you have spent $6,000 in eligible purchases, the Platinum Card of American Express will give you 100,000 Membership Rewards(r), Points.
Benefits: Hilton Honors American Express Card Holders receive a $100 Hilton On-Property Credit, unto a $250 Hilton Resort Statement Credit, baggage insurance plan and car rental loss/damage insurance. Priority Pass Select VIP lounge member and return protection are some of the benefits.
Platinum Card benefits from American Express include concierge service, rental car collision damage waiver and global airport lounge access.
Hilton Honors American Express Aspire Card vs. Chase Sapphire Reserve
Annual fee: A $450 fee is charged by the Hilton Honors American Express Aspire Card. Chase Sapphire Reserve charges a $550 annually fee.
Reward: You can earn 14 points per $1 when you use your Hilton Honors American Express Aspire Card Rewards Card to purchase eligible items at Hilton portfolio hotels and resorts. There are seven points per $2 when you book flights directly with amextravel.com or car rentals directly from rental car companies. All other purchases get three points per $1.
The Chase Sapphire Reserve rewards program earns you 10 points per $1 on Lyft (valid until March 2022), 3 points per $1 on travel, and 3 points per $2 on dining out at restaurants.
Welcome bonus: If you spend $4,000 on eligible purchases during your first three months of Card Membership, the Hilton Honors American Express Aspire Card will give you a 150,000 point introductory bonus.
Chase Sapphire Reserve cardholders will earn 50,000 bonus point when they spend $4,000 within the first three months of account opening.
Benefits: The Hilton Honors American Express Aspire card offers benefits like a $100 Hilton property credit, $250 Hilton airline fee credit and $250 Hilton resort statement credit. You also get a baggage insurance policy, rental car loss and damage insurance, complimentary diamond status, Priority Pass Select VIP airport lounge member, and return protection.
Chase Sapphire Reserve benefits include trip cancellation and interruption insurance, auto rental collision damage waivers, lost luggage reimbursements, trip delay reimbursements, emergency evacuation and transport services, as well as a $300 annual credit for travel and a Global Entry credit.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
