HSBC Gold Mastercard® credit card
The HSBC card offer an 18 month 0% APR introductory Rate on balance transfer and purchase. The variable APR ranges from 13.9% to 23.9% depending on worthiness.
Card Summary
The HSBC Gold Mastercard credit cards offer an 18-month 0% APR introductory Rate on balance transfers and purchases. The variable APR ranges from 13.99% up to 23.99% depending on creditworthiness.
There is no annual fee. Foreign transaction fees are not charged. However, there may be a return fee.
Late payment fees can reach up to $39. Late payment fees will not be charged the first time that you pay. Each balance transfer is subject to a balance transfer fee, either 4% or $10. The HSBC Gold Mastercard credit cards does not have a reward program.
Card Summary - Cons
Rates and fees
Highlights
Late Fee Waiver.
No Foreign Transaction Fees.
There is no annual fee.
Unauthorized purchases are exempted from liability.
MasterRental Insurance.
Mastercard Airport Concierge.
Mastercard ID Theft Prevention.
Benefits of the HSBC Gold Mastercard credit cards:
Cardholders of the HSBC Gold Mastercard card receive:
Airport concierge service.
Insurance for auto rental.
Fraud protection.
Access to your FICO credit scores for free.
Protection against identity theft.
Comparative Analysis with Other Cards
HSBC Gold Mastercard Credit card vs. Capital One Cash Rewards Credit Card
Annual Fee: The HSBC Gold Mastercard credit cards charges an annual fee $0. Annual fee for the Capital One Quicksilver Rewards Credit Card is $0.
Reward Program: The HSBC Gold Mastercard card credit card doesn't offer a reward program. Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on all your purchases.
Sign up bonus: The HSBC Gold Mastercard card is not offering a sign up bonus. Capital One Quicksilver Cash Reward Credit Card allows you to earn $200 cash bonuses when you make purchases of $500 within three months.
Benefits: HSBC Gold Mastercard cardholders receive a waiver for rental car damage, an airport concierge service and access to their FICO credit scores.
The Capital One Quicksilver Cash Reward Credit Card offers extended warranty coverage as well as concierge and travel services, savings and emergency card replacement.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
