Marriott Bonvoy Business™ American Express® Card
American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.
Card Summary
A hotel-brand cobranded credit card that rewards business travelers with the Marriott Bonvoy American Express Card, This card is for those who frequent Marriott and Ritz-Carlton properties. Six points per $1 on eligible Marriott Bonvoy property purchases, four points per $ on select categories purchases and two points for all eligible purchases.
After you make eligible purchases of $3,000 with your Card, you'll get a welcome offer worth 75,000 points. You can also earn $150 in credit on purchases you make with your Card during the initial 3 months.
Cardholders will enjoy valuable benefits such as free internet access in premium at participating hotels and baggage insurance.
Review of Marriott Bonvoy Business American Express card:
This card offers valuable benefits to businesses who stay in Marriott Bonvoy properties, and make purchases in certain point-earning categories. However, the annual fee is high and there's a very high rate.
Card Summary - Cons
Rates and fees
Highlights
Receive 75,000 Marriott Bonvoy Points as a Welcome Offer after your Card is activated. This card can be used to purchase $3,000 of eligible products within 3 months. You can also earn $150 in credit on purchases you make with your Card during the initial 3 months. Participating hotels in Marriott Bonvoy.
You will earn 4x points in U.S. restaurants and U.S. gasoline stations when you purchase wireless phone services directly from U.S. service provider. Also, for U.S. shipping purchases, you get 2x points. All other eligible purchases earn 2x points Each year, you will receive 1 free night award after the anniversary of your card account.
You can also earn an additional free night award if you make $60K or more in Card purchases within a single calendar year. Redemption levels at or below 35,000 Marriott Bonvoy Points are required to redeem awards for one-night stays at participating hotels in Marriott Bonvoy.
Some hotels charge resort fees. Your Card comes with complimentary Marriott Bonvoy Silver Elite status. You can also earn Gold Elite status by spending $35,000 on eligible Card purchases within a calendar year. These terms and conditions apply.
Comparative Analysis with Other Cards
Marriott Bonvoy Business American Express Card Vs. Hilton Honors American Express Business Card
Annual fee: A $125 fee is charged for the Marriott Bonvoy American Express Card. Annual fee for the Hilton Honors American Express Business Card is $95.
Reward: The Marriott Bonvoy American Express Card earns six points for every dollar spent at Marriott Bonvoy properties or Marriott stores. You can also earn four points per $1 on eligible U.S. restaurant and gas station purchases, as well as on U.S. wireless phone services and U.S. shipping orders. You can earn 12 points per $1 at Hilton Honors American Express Business Card hotels and resorts, 6 points per $ on selected business or travel purchases and 3 points per $0. on all other eligible purchases.
Sign-up bonus: You will receive 75,000 Marriott Bonvoy Points as a welcome offer when you sign up for the Marriott Bonvoy Business American Express card. This Card allows you to spend $3,000 on eligible purchases during your first three months. You can also earn $150 in credit on purchases you make on your Card during the first three months of Card Membership.
After you spend $2,000 on eligible purchases with the The Hilton Honors American Express Business Card in the first 3 months, you will earn 130,000 Hilton Honors bonus points. You can also earn an additional 10,000 Hilton Honors bonus points if you make a minimum of $10,000 on your Card purchases within the first six months.
Benefits: Marriott Bonvoy Business American Express card benefits include access to premium internet at participating hotels and car rental loss and damages insurance.
Hilton Honors American Express Business Card provides 10 free airport lounge visits each year with Priority Pass Select. This is a luggage insurance plan that includes Hilton Honors Gold status. It also offers perks like room upgrades and a 80% bonus on hotel purchases.
Marriott Bonvoy Business American Express Card Vs. Ink Business Preferred Card
Annual Fee: A $125 fee is charged by the Marriott Bonvoy Business American Express card. Annual fee for the Ink Business Preferred Credit Card is $95.
Reward: Marriott Bonvoy Business American Express card holders receive six points for every dollar spent at Marriott Bonvoy properties or Marriott stores. They also earn four points per $1 at U.S. stations, restaurants, gas stations, on U.S. orders, as well as on U.S. wireless phone services. All other purchases are eligible to earn two points per $1.
3 points per dollar earn the Ink Business Preferred Credit Card on $150,000 in annual combined travel, shipping and internet purchases. This includes advertising purchased via social media and search engines. All other purchases earn 1 point per $1.
Sign-up bonus: You will receive 75,000 Marriott Bonvoy Points as a welcome offer when you sign up for the Marriott Bonvoy Business American Express card. This Card can be used to purchase $3,000 of eligible merchandise within 3 months. You can also earn $150 in credit on purchases you make with your Card during the first three months.
After you have spent $15,000 in purchases within the first three months of account opening, you will receive $150 back in statement credits. You will receive 100k bonus points when you redeem your Chase Ultimate Rewards, Ink Business Preferred Card for $1,250 towards travel, or $1,000 cashback.
Benefits: Cardholders of the Marriott Bonvoy American Express Card receive premium internet access in participating hotels and baggage insurance. Ink Business Prefer Credit Card benefits include trip interruption and cancellation insurance, purchase protection and an automatic waiver of auto rental collision damage.
The Marriott Bonvoy Business American Express card:
Maximizing Rewards:
The highest reward rate, six points per $1 when you use your Marriott Bonvoy Business American Express card to make hotel reservations or purchases in Marriott stores.
You can also use the card to purchase eligible items at U.S.-based restaurants, U.S. gasoline stations, U.S. shipping services and U.S. wireless phone service providers. All other purchases are eligible for two points each.
After you sign up for your Card, you will earn 75,000 Marriott Bonvoy bonus points. You can make eligible purchases of $3,000 within the first three months. You can also earn $150 in credit on purchases you make with your Card during the initial 3 months.
How much is the Marriott Bonvoy American Express Card charged?
Annual Fee: $125.
No foreign transaction fee.
Cash advance fees: Minimum $5, or 3% of advance.
Late Payment Fee: This fee equals $39 or your minimum payment.
Return payment fee: A $39 fee applies to returned payments.
Conclusion
Do You Need the Marriott Bonvoy American Express Card for Business?
If you are:
You will be back at Marriott Bonvoy resorts and hotels often.
You have to be able to afford qualified meals, fuel, shipping, and/or wireless phone services.
Earn 75,000 points when you purchase $3,000 of eligible items with your Card within 3 months.
You can also earn $150 in credit on purchases you make with your Card during the initial 3 months.
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
