A credit score of 600 is not considered good or healthy. According to credit bureaus, a 600 score is considered a “bad” score. 

When you raise your score to 670 or above, that’s considered a “good” score. A score of 740 is “very good,” and scores over 800 are “excellent.”

Those are scores on the FICO credit bureau system. Another credit bureau, called VantageScore, provides different rankings. With a VantageScore, 600 is ranked as “poor,” while 700 is considered “good.” 

The FICO credit ranking system is more frequently used by lenders and credit card issuers. 

A low credit score can impact a lot of things, from where you live to the car you drive to the interest rates on your credit cards. Raising your credit score can make a big difference. It also might be easier than you think. 

Use Bright to improve your credit scores:

Bright finds the fastest, smartest ways to pay off your cards, always on time and always optimized to lower your interest charges. 

With 34 patented algorithms, Bright's MoneyScience™ system learns about your finances, moves funds when it makes sense and makes smart payments for you. 

If you don't have it yet, download the Bright app from the AppStore or GooglePlay. Connect your bank and your cards in a snap, set your goals and pace, then let Bright get to work.

Want to learn more about raising your credit score? We’ve got a few resources:

How to improve a 600 credit score in 2022.

5 tips for improving a 600 credit score

“Here’s what I did to improve my 600 credit score”